Today, we’re covering the final actions in a real estate transaction in the surrounding Boston area. As a first-time home buyer, what are some steps you should take? What comes after signing a purchase and sale agreement and depositing a check?

  1. Now, you have to apply for a mortgage. Fill out the paperwork.

  2. Pursue homeowner’s insurance. You need a one-year binder.

  3. Call the movers. Give them plenty of notice.

  4. Turn on all the utilities. Find out who does garbage pick-up. Ask questions!

  5. Get the funds to your attorney. If you do a wire transfer, do it two days before. Otherwise, obtain a bank certified check for the closing.

Closings typically happen in the morning, so you can move in the afternoon and celebrate inside your new home. If you’re thinking about buying or selling a home in the Boston area, give me a call or send me an email. I’d be happy to hear from you!